A vehicle is often one of the most significant purchases people make. Like any valuable investment, it requires protection — not only through insurance but also via warranties that guard against mechanical breakdowns. While factory warranties offer coverage for new vehicles, they eventually expire. That's where third-party providers like Endurance come in. As one of the leading extended car warranty companies in the United States, Endurance Car Warranty reviews provides comprehensive service contracts that can help car owners avoid expensive repair bills.
This guide will delve into everything you need to know about Endurance, including how its warranties work, the benefits and drawbacks, plan options, cost, and how it compares to other providers.
What Is Endurance Car Warranty?
Endurance Warranty Services is a direct provider of extended vehicle service contracts (often referred to as extended car warranties). Established in 2006, Endurance operates differently from many warranty brokers because it administers its own plans. This means Endurance handles claims directly, providing more streamlined customer service and fewer intermediaries.
Unlike a manufacturer’s warranty, which is included with the purchase of a new vehicle, an extended warranty from Endurance is optional and usually purchased when a factory warranty is about to expire—or for used vehicles that no longer have any warranty protection.
How Endurance Warranties Work
When you purchase an Endurance warranty plan, you’re entering into a contract that covers specific types of mechanical repairs and breakdowns. If your vehicle experiences a covered issue, Endurance pays for the repair costs, minus any deductible you’ve agreed to.
Here’s how the process typically works:
Breakdown Occurs: Your car has a mechanical issue.
Contact Endurance: You call Endurance's claims department to report the issue.
Take Vehicle for Repairs: You take your car to any ASE-certified mechanic or repair facility.
Diagnosis & Authorization: The repair shop diagnoses the problem and contacts Endurance for authorization.
Covered Repairs Paid: Once approved, Endurance pays the repair shop directly. You may only need to pay the deductible.
Drive Away: Once repairs are complete and paid for, you get your car back.
This process helps reduce the financial burden of sudden, costly vehicle repairs and can provide peace of mind for vehicle owners.
Endurance Warranty Coverage Options
Endurance offers a wide range of coverage plans to suit different needs and budgets. Here are the primary plans they offer:
1. Supreme Plan (Bumper-to-Bumper Coverage)
This is Endurance’s most comprehensive plan, covering almost all mechanical and electrical components, much like a factory bumper-to-bumper warranty. It’s ideal for newer vehicles and those who want the highest level of protection.
Covered Components Include:
Engine
Transmission
Drive Axle
Steering
Suspension
Electrical
Brakes
Air Conditioning
High-tech components
2. Superior Plan
One step down from Supreme, this plan still offers extensive coverage, especially for the engine and drivetrain. It excludes some of the high-tech components and luxury features found in newer models.
3. Select Premier Plan
Designed for high-mileage vehicles, this plan covers the most critical systems, such as the engine, transmission, cooling, and electrical components. It’s less comprehensive but ideal for older vehicles with over 100,000 miles.
4. Secure Plan
The most affordable plan, offering basic powertrain coverage. It includes essential components like the engine and transmission but excludes items like air conditioning, suspension, and electrical.
5. Secure Plus Plan
This plan is a middle ground between the Secure and Superior options, offering more coverage than the basic plan while still being budget-friendly.
6. EnduranceAdvantage™ Plan
This unique plan combines repair coverage with routine maintenance—a rare offering in the extended warranty industry. It includes oil changes, tire rotations, brake pad replacements, and even battery coverage.
Additional Benefits of Endurance Plans
Every Endurance plan comes with extra perks that enhance the overall value:
1. Endurance Elite Membership (1 Year Free)
Includes:
24/7 roadside assistance
Identity theft recovery help
Key fob replacement
Personal concierge service
Tire repair and replacement
2. Trip Interruption Coverage
If your vehicle breaks down more than 100 miles from home, Endurance reimburses you for meals and lodging while you wait for repairs.
3. Rental Car Reimbursement
If your car needs to stay in the shop overnight, Endurance will cover a rental vehicle for the duration of the repair (based on your contract).
4. Nationwide Coverage
You can take your vehicle to any licensed repair facility or dealership that employs ASE-certified technicians.
Eligibility and Requirements
Endurance covers a wide range of vehicles, including:
Cars up to 20 years old
High-mileage vehicles (over 100,000 miles)
Luxury and exotic vehicles (may require special plans)
However, some restrictions apply:
Salvage or branded title vehicles are not eligible.
Coverage for commercial vehicles is limited.
Regular maintenance must be performed to keep the warranty valid.
Cost of an Endurance Warranty
The cost of an Endurance car warranty depends on multiple factors, including:
Year, make, and model of the car
Current mileage
Chosen plan and deductible
Your location
Vehicle condition
On average, customers report paying between $70 to $130 per month, depending on the plan and coverage term. Most plans last between 2 to 5 years.
Sample Pricing (Estimates):
2018 Honda Accord (50,000 miles): $80/month
2015 BMW 3 Series (80,000 miles): $110/month
2010 Ford Escape (120,000 miles): $95/month
Deductibles typically range from $0 to $200.
Pros and Cons of Endurance Car Warranty
Pros:
Direct Provider: Fewer third-party delays or communication breakdowns.
High Customization: Multiple plans tailored to needs and budgets.
High-Mileage Coverage: Covers older cars that many competitors reject.
Maintenance Plan Option: The EnduranceAdvantage plan is unique in the industry.
Elite Benefits: Membership perks provide added value.
Transferable Contracts: Helps resale value of your car.
Cons:
Upfront Phone Call Required: No instant online quote.
Exclusions Apply: Like all warranties, certain parts (e.g., wear-and-tear items) are excluded.
Not Available in California: Due to state regulations.
Cancellation Fee: May apply after the initial trial period.
Customer Reviews and Reputation
Endurance has a generally positive reputation in the industry, though experiences can vary.
Better Business Bureau (BBB): Rated B, with thousands of resolved complaints—mostly around misunderstandings of what’s covered.
copyright: 4.2 out of 5 stars, based on over 9,000 reviews.
Google Reviews: Vary by location and individual experiences.
Positive reviews often praise responsive customer service and quick claims processing. Negative feedback usually revolves around denied claims due to exclusions or documentation issues—common across the industry.
Endurance vs. Competitors
Endurance vs. CarShield
CarShield is a broker, not a direct provider.
Endurance’s direct administration often results in better customer service.
CarShield is generally cheaper, but offers fewer benefits (no maintenance plans).
Endurance vs. Protect My Car
Both offer maintenance-inclusive plans.
Protect My Car caters more to cars under 10 years old.
Endurance provides more plan flexibility.
Endurance vs. autopom!
autopom! is a broker offering service contracts through other providers.
Endurance has more in-house control over claims.
Who Should Consider Endurance Car Warranty?
You might want to consider Endurance if:
Your factory warranty is about to expire.
You own a high-mileage or older car.
You want coverage for both repairs and routine maintenance.
You want flexibility in choosing where to have your car repaired.
You value customer perks like roadside assistance and rental car coverage.
Endurance may not be the best fit if:
You live in California (where it’s not available).
You drive a commercial or heavily modified vehicle.
You prefer a company with instant online quotes.
How to Purchase an Endurance Warranty
Visit the Website: Go to endurancewarranty.com.
Request a Quote: Fill out your vehicle details and contact information.
Speak with a Specialist: A representative will call to discuss plan options and pricing.
Choose a Plan: Review contract details carefully before signing.
Begin Coverage: Most plans have a 30-day and 1,000-mile waiting period before claims can be filed.
Conclusion
An Endurance car warranty can be a smart investment for vehicle owners looking to protect themselves from unexpected repair costs. With a range of customizable plans, high-mileage vehicle coverage, and unique benefits like maintenance plans, Endurance stands out as a reputable and reliable warranty provider.